We always get questions about deductibles. How high a deductible you should have is a matter of personal choice that should be carefully evaluated with your insurance agent. While the idea of carrying a higher deductible to save money on policy premiums may sound very enticing, remember that if you need to file a claim you will have a lot more out of pocket expense to cover. For instance, if your roof incurs $3,000 of damage in a hailstorm and your deductible is $5,000, you will pay for the enti...
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